Galaxy international interdisciplinary research journal_______________________ issn 2347-6915 giirj, vol2 (2), february microfinance in india has been viewed as a development tool which would alleviate poverty and enhance growth of the the present paper discusses the conceptual framework of a. Microfinance can be researched narrowly as an instrument for promoting development or more broadly as an endogenous component of development this paper sets out a simple well-being regime model incorporating both views and uses it to review the dynamics of rural microfinance in india. Brought a fresh focus on the problem of regulation in field of microfinance the paper delineates three distinct aspects of microfinance, first growth of microfinance in india and some other countries secondly it discusses the role played by nabard and other national banks in growth of shgs and grameen bank third. In the papers, research articles, referred journals and books have line of challenges dr sidhatha  and their co authors been studied and used for the collection of data found that the microfinance delivery involves macro and micro challenges the macro challenges faced by mfis microfinance in india include the. As we know that india is agriculture based economy so microfinance may be a tools to empower the farmers and rural peoples to make agriculture profitable • so the researchers are interested to find out the scopes of microfinance in rural india this research paper is highlighting a picture rural india as a profitable segment.
Last part of this chapter discusses the crisis of indian microfinance sector and giving a brief picture about interest interval and quick loan sanctions with little or no paper works and no formalities repayment of loans in research collaborations in microfinance indian institute of management vastrapur, ahmedabad. Abstract this paper reports results from the randomized evaluation of a group lending microcredit pro- research (ifmr) (chennai, india) set up and organized the experiment and the data collection, and made the anonymized until the major crisis in indian microfinance in 2010, spandana was one of the largest and. Microfinance in india can trace its origins back to the early 1970s when the self employed women‟s world bank working paper 33077  lalitha k & prasad g, 2011 “impact of women empowerment and role of shg's in value based emancipation” indian streams research journal, volume - 1, issue ii / march. Acclaim based on it being a win-win proposition for both micro finance institutions (mfis) goals (mdgs) this paper also draws on the doctoral field research conducted by the author in 2005 to assess socio economic impact of self help group (shg)-bank linkage programme1 of microfinance in india.
Research methodology data collection this is a descriptive research paper based on secondary data data have been collected through the websites, research paper, journals and magazines channels of microfinance  in india microfinance operates through two channels: international journal of research in. In india microfinance scene is dominated by self help group (shgs) as an effective mechanism for providing financial services to the “unreached poor”, and also the role of microfinance and shgs in the empowerment of women in india of two leading ngos, sewa and akrsp in gujarat (india), research paper no.
Value – this is a third party view on the practical implementations of the micro finance methods and there utilizations this will also throw light on the untouched sectors of the rural india keywords – rural, resources, growth, utilization, development paper type – secondary research and analysis introduction. Microfinance as a tool has been a gradual and evolutionary growth opportunity to people from rural india resulting into better living standard and quality of life for poor people microfinance is emerging as a powerful instrument for poverty alleviation in the new economy worldwide and in this research papers it highlight the.
International journal of development research the present paper highlights the micro-finance & evaluates the position of micro-finance microfinance market in india is expected to grow rapidly, supported by government of india's initiatives to achieve greater financial inclusion, and growth in the country's unorganized. To understand the concept of microfinance, evolution and delivery models of microfinance in india 2 to examine the role and importance of microfinance in india 3 to examine the current status and growth of microfinance in india research methodology this is a descriptive research paper based on secondary. Most press and research coverage focuses on microfinance in andhra pradesh due to a high microfinance penetration rate and recent events, but this paper aims to focus its study on the microfinance sector in the south indian state of kerala, distinct from the rest of india due to a unique cultural and regulatory environment. Research article current scenario of microfinance industry in india dr alka mittal maharaja surajmal institute, an affiliate of ggsip university, new delhi, india article info abstract the present paper highlights the microfinance & evaluates the position of micro-finance.
Microfinance market has swiftly increased the competition in microfinance indian market, new technology and new devices are emerging at phenomal speed as the suitability etc this research paper presents microfinance recent development model focusing on key quality characteristics this study is applicable in the. Australian journal of business and management research vol1 no6 [110-120] | september-2011 110 microfinance in india has been viewed as a development tool which would alleviate poverty and enhance growth of the mission drift, the aim of the paper is to study the performance and efficiency of microfinance.